818 Capital Partners

THE RELATIONSHIP BEHIND THE CAPITAL

110 Wall Street, New York, NY 10005 · 818capitalpartners.com

Principal

Ravi Punn

(917) 993-9194

ravi@818capitalpartners.com

Loan Application FORM 818-APP · REV 2026.05

Loan Application

Single intake for DSCR, Bridge, Fix-and-Flip, and Multifamily / Mixed-Use Bridge requests. Business-purpose loans only.

01 Loan Request

Loan product (select one)

DSCR — 30-yr rental Bridge — 12 to 24 mo Fix & Flip Multifamily bridge (5+ units) Commercial / mixed-use Refinance — cash-out Refinance — rate & term

Loan amount requested

Target LTV / LTC

Target close date

Term length

Use of proceeds

Exit strategy

02 Borrowing Entity Single-purpose LLC required. Beneficial Ownership Certification required at close.

Legal entity name

EIN

State of formation

Date of formation

Entity type

Mailing address

Registered agent

Single purpose? (Y/N)

03 Sponsor / Guarantor Each individual with ≥ 20% ownership must complete a separate PFS & Credit Authorization.

Full legal name

Ownership %

Date of birth

Social security no.

Home address

Mobile phone

Email address

Estimated FICO

Liquid assets (cash + securities)

Net worth (per PFS)

Annual income

Co-guarantor (if any)

Full legal name

Ownership %

Estimated FICO

818 Capital Partners · Loan Application · Confidential Page 1 of 3

818 Capital Partners

Loan Application — Property & Sources

FORM 818-APP

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04 Subject Property

Property address

City / State / ZIP

County

APN / parcel

Property type

Units

Year built

Building SF

Lot SF

Current occupancy %

Acquisition status

Original purchase year

Original purchase price

Estimated as-is value

Estimated ARV (post-rehab)

Existing 1st mortgage balance

Existing 2nd / mezz balance

Current 1st lender

05 Sources & Uses

Sources ($)
818 Capital — senior loan
Sponsor cash equity
Seller financing / carry-back
Other (specify)
Total sources

Uses ($)
Acquisition / payoff
Rehab budget
Closing costs & reserves
Origination fee (1 line)
Other (specify)
Total uses

06 Rental Income (DSCR & Multifamily) Skip if Fix-and-Flip or vacant Bridge.

Gross monthly rent

Annualized rent

Vacancy assumption %

Effective gross income

Annual operating expenses

Net operating income

Stabilized DSCR (1.20× target)

Section 8 / leased %

07 Rehab Plan (Fix-and-Flip & Bridge) Detailed line-item budget & draw schedule required separately.

Scope summary

Rehab timeline

Number of draws expected

GC name

GC license #

GC years experience

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818 Capital Partners

Loan Application — References & Certification

FORM 818-APP

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08 Track Record & Disclosures

Investment properties owned (count)

Flips completed (last 36 mo)

Rentals owned (count)

Years investing

Bankruptcy (personal or any controlled entity) in the last 7 years?

YesNo

Foreclosure, deed-in-lieu, or short sale on any property in the last 7 years?

YesNo

Currently delinquent on any mortgage, judgment, or tax obligation?

YesNo

Any felony conviction or pending criminal action?

YesNo

U.S. citizen or permanent resident?

YesNo

Notes — describe any "Yes" response above

09 Closing Coordination

Title / settlement company

Closing attorney (name / firm)

Insurance broker

Property manager (if any)

Accountant / CPA

Primary banking relationship

10 Certification & Authorization

By signing below, the undersigned certifies that all information provided in this application is true, accurate, and complete. The undersigned represents that the loan applied for is for business, commercial, or investment purposes only and is not for personal, family, or household use, and that the subject property is not and will not be occupied by the borrower, any guarantor, or any immediate family member as a primary or secondary residence. The undersigned authorizes 818 Capital Partners ("818") and its agents to obtain consumer and business credit reports, verify employment and bank deposits, request tax transcripts (IRS Form 4506-C), and contact references as 818 deems necessary to underwrite, close, monitor, and service the requested loan. The undersigned acknowledges that 818 may decline this application in its sole discretion and that no commitment to lend exists until executed loan documents are delivered at close.

Signature — sponsor / guarantor

Date

Printed name & title

Borrowing entity

Signature — co-guarantor (if any)

Date

818 Capital Partners · 110 Wall Street, New York, NY 10005 Page 3 of 3